Random Rambling about Money
The dentist makes me cry.
Anybody working with my car makes me cry.
And just recently the new admin in the grad school office made me cry.
But I just realized the common thread with all of them. Money.
They all hit me in the wallet in an unplanned and unwelcomed way.
My smile must be worth a lot after all the work the dentist has done in my mouth. In the past my car always needed something fixed when I finally had a little extra cash, and most recently I became an example of how dropping a class after the deadline will be expensive no matter how good the excuse.
Money has always made me emotional. You would think that would mean I loved money, invested wisely and was frugal. Not true. It only means money makes me cry.
When I was a kid I remember being sensitive to bills at a restaurant. My family would be on a vacation in Florida at a modest restaurant and I would hold back nervous tears because everyone was ordering lobster or ribs. As if the $150 bill was actually going to make or break the vacation budget.
So I have financial goals, but haven't started on the action plan. While I have little excuse, it did get me thinking about why I have not moved on this and came up with an idea. Virtual bankers. My banking brother, this could be your million-dollar bank idea! Hear me out.
Banks hold odd hours, well common hours with all the other working people, making it hard for me get there. If I actually make it there, I wait in lines to talk to people behind a desk, out in the open where I find to be missing information that could be found on my desk or within computer files. Or I could really use the presence of a friend that could help advise me when making important financial decisions.
If I had a waiting chair like my couch, all my information at an arms reach, and was in my familiar and comfortable home, I would talk money more often. I picture evening hours when I have my checkbook out, questions about my savings, and brainstorming about my financial future. I log in to my financial advisor, ask questions and get advice from with my beau upstairs, my family by phone, with a friend on ichat, or research all the options online as we speak. Not just a website that lists options, has a FAQ section, or lets you move money around, but a live person to chat with via instant messaging, audio, or video conferencing.
What do you think? Or does this already exist and I missed the memo?
posted by calipand @ 1:45 PM
6 Comments:
As a famous person has often said, Money has no value until you spend it. You miss the personal touch with the bank since you work so hard to make money, someone should say, Nice Job.
sometimes we just have to cry
I remember when there were truly "bankers hours"... Banks were open only 9:00 am to 3:00 pm on Monday to Friday. Miss those hours and you were out of luck... no ATMS, no websites, not even drive throughs... and we hjad savings "books" that needed to be stamped like a passport to prove you had made a deposit... now that's something to cry about!
as i look at my own savings and checking account, i find that I cry too. i think about the dentist appointment i should be making but don't want to spend they money (dentists make me cry too but not because of money, they just do) or the clutch on my car that is quickly failing. i think i just need to realize that the more money you have the more things that will require money. i have been the victim of an atm scam and now am thankful that i have the internet to constantly check if my money is being withdrawn from the ukraine. i think you are on to something with a live internet banker. sometimes it can be difficult to sleep when you can't decided which finance charges are too high or which investment should be next on your list or how you even begin to think about your finances 30 years from now!
I hate money so much I make my husband deal with it all. It seems evil but I can't deal. Numbers make my head spin
You know I cry too. My most famous moment was at the mechanic when he was about to charge me $90 for a car door handle HE BROKE! I paid the money and cried all the way home at the injustice of it all. hehe.
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